What is Marine Cargo Insurance?
This policy covers loss or damage to goods and/or merchandise in transit from one place to another by sea, air, rail, road, or registered post. The cover provided is in respect of marine perils, war and strike, riot, and civil commotion perils. Who is this product for? It's suitable for anybody who owns cargo to be imported or exported.- Institute classification clause
- Institute standard conditions for cargo contracts
- Transshipment held covered
- Institute replacement clause
- Institute malicious damage clause
- Including risks of loading and unloading
- Institute theft pilferage and non-delivery (insured value) clause
- Overnight security
- Tarpaulin clause
- Books clause
- Hold up and hijack extension
- Riot and strike extension
- Loading and unloading risks
- Transshipment/storage for 7 days at premises
- Rail and/or road risks clause (All Risks)

- Your name
- Type of goods
- Phone contact and email address
- Value of goods

- War and related perils and terrorism
- Theft from unattended vehicle/vessel
- Willful neglect
- Consequential loss damage
- Year 2000 related problems and computer viruses
- Fines and damages
- Theft by own employees
- Wear and tear or depreciation
- Atmospheric or climatic conditions unless the property is conveyed in a closed vehicle